Privacy Policy

1. Introduction

Welcome to PesoTracker ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial tracking application and related services (the "Service"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.

2. Information We Collect

2.1 Personal Information

We may collect personally identifiable information that you voluntarily provide to us when you:

• Register for an account
• Use our services
• Contact us for support
• Subscribe to our newsletter

This information may include:

• Name and email address
• Phone number (optional)
• Financial transaction data
• Budget and spending preferences
• Profile picture (optional)

2.2 Financial Data

We collect and store financial information you provide, including:

• Transaction records and descriptions
• Income and expense categories
• Budget limits and financial goals
• Debt and payment information
• Receipt images and extracted data

2.3 Automatically Collected Information

We may automatically collect certain information about your device and usage:

• Device information (type, operating system, browser)
• IP address and location data
• Usage patterns and preferences
• Log files and analytics data

3. How We Use Your Information

We use the information we collect for the following purposes:

• Provide, operate, and maintain our services
• Process transactions and manage your account
• Send notifications and reminders
• Improve and personalize user experience
• Analyze usage patterns and optimize performance
• Provide customer support
• Send administrative information and updates
• Prevent fraud and ensure security
• Comply with legal obligations

4. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

4.1 Service Providers

We may share information with trusted third-party service providers who assist us in operating our application, such as cloud hosting, analytics, and customer support services.

4.2 Legal Requirements

We may disclose your information if required by law or in good faith belief that such disclosure is necessary to:

• Comply with legal processes or government requests
• Protect our rights and property
• Prevent fraud or security threats
• Protect the safety of users and the public

4.3 Family Sharing

If you choose to use our family sharing features, certain financial information may be shared with family members you invite, as per your explicit consent and configuration.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information:

• Encryption of data in transit and at rest
• Regular security assessments and updates
• Access controls and authentication measures
• Secure cloud infrastructure
• Regular data backups

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate or incomplete information
• Erasure: Request deletion of your personal data
• Portability: Receive your data in a structured format
• Restriction: Limit how we process your information
• Objection: Object to certain types of processing

To exercise these rights, please contact us at privacy@pesotracker.com.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this privacy policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

8. Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. We ensure appropriate safeguards are in place to protect your information in accordance with this privacy policy.

10. Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new privacy policy on this page and updating the "Last updated" date. Your continued use of the service after any modifications constitutes acceptance of the updated privacy policy.

11. Contact Information

If you have any questions about this privacy policy or our privacy practices, please contact us: